Privacy Policy

🔐 GXPay Privacy Policy

Effective Date: 26th July 2025

Region Version: [Auto-detect or user-selected: US / EU / Asia / Africa / Global]

1. Overview

GXPay is committed to protecting your privacy. This policy explains how we collect, use, and share your personal data.

2. Data We Collect

- Identity data (name, ID documents)

- Contact data (email, phone, address)

- Transaction data (amounts, currencies, destinations)

- Device and usage data (IP address, browser type)

3. How We Use Your Data

- To process and deliver money transfers

- To verify identity and comply with AML/KYC laws

- To improve our services and user experience

- To communicate with you about transactions and updates

4. Data Sharing

We may share your data with:

- Regulatory authorities (e.g., OFAC, FINTRAC, NFIU)

- Payment processors and banking partners

- Identity verification services

GXPay does not sell your personal data.

5. Your Rights by Region

- EU (GDPR): Access, correction, deletion, portability

- US (CCPA): Access, opt-out of data sale (where applicable)

- Asia (PDPA/PDP): Consent, access, correction

- Africa (NDPR): Data protection rights, complaint mechanisms

- Canada (PIPEDA): Access, correction, withdrawal of consent

6. Data Retention

We retain data for as long as required by law, typically 5–10 years for financial records.

7. Security Measures

GXPay uses encryption, access controls, and regular audits to protect your data.

8. Contact

For privacy inquiries, contact:

Email: privacy@gx-pay.com